Purchasing a home is one of the most significant financial decisions you’ll ever make.

Choosing the right mortgage not only affects your monthly payment but also your long-term financial future. With expertise in real estate, tax, and mortgage, I provide clients with the knowledge and resources to make wise financing choices.

Get an Accurate Estimate

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and PMI. Add your location for more accurate estimates.

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Popular Mortgage Options

Conventional Loans

Great for buyers with solid credit and a steady income.

FHA Loans

Designed for first-time buyers with flexible down payment options.

VA Loans

Zero-down financing for eligible veterans, active-duty service members, and families.

Jumbo Loans

For luxury homes or properties above standard loan limits.

Adjustable-Rate Mortgages (ARMs)

Lower initial rates for buyers who plan to move or refinance.

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What Lenders Look At

  • Credit score and financial history
  • Income and job stability
  • Debt-to-income ratio
  • Down payment size
  • Property type and value
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Tips to Strengthen Your Mortgage Application

  • Get pre-approved before starting your home search—it strengthens your offer.
  • Avoid major purchases or new credit until after closing.
  • Understand the total monthly payment, not just the interest rate.

Why Work with Me

I have a unique background as a real estate broker, former mortgage professional, and tax expert. That means I don’t just help you buy a home—I help you make a financially smart move that supports your bigger goals, whether it’s wealth building, investing, or planning for retirement.

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For a mortgage application, you need documents

  • Proof of Identity (Driver's License and Social Security Number)
  • Proof of Income with pay stubs or retirement statement (1 month)
  • Tax returns with W-2s or 1099s if applicable (2 years)
  • Proof of Assets (1 month Bank or investment statements)
  • Credit Report details about your Assets and Debts
  • Rental history, and information on any other property or loans you own
  • If refinancing, you need a copy of your current mortgage and hazard insurance

Let’s Get Started

If you’re ready to buy or invest, let’s explore your financing options together. I’ll connect you with trusted lenders, answer your questions, and help make your home purchase smooth and stress-free.

Contact me today to discuss your mortgage options.

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.